Why use Blue Moon Finance instead of going it alone?

•  We guide you through the whole process

•  We are your home loan expert. 

•  We give you professional advice to match your needs

•  We will save you the time and effort to get the RIGHT loan.

•  We have unsurpassed post settlement service!

Phone us - we can answer your queries 7 days (02) 9440 8665

We Assess your Needs

Blue Moon Finance will take the time to discuss your needs and circumstances with you so as to determine which type of loan is most suitable.

As part of this process, you will need to provide documents to support your identity and financial situation. These will include a 100 point check list for identification, personal bank statements to demonstrate savings (if applicable), tax returns, payslips, outstanding loans, statements, etc. We will advise you of what you need for your situation.

Once we have a clear understanding of your financial position and goals, we will discuss the various loan products available. We will also provide you with product comparisons and inform you of proposed mortgage repayments and any upfront and ongoing fees.

We Find a Suitable Loan for your Situation

We'll then search our database containing hundreds of mortgage products from many different lenders, including major banks, smaller banks and other lenders.

Sophisticated software assists with this otherwise labour intensive task and usually a comparison table and or graph is available for your consideration.

This database is constantly updated and has details of the latest deals. Sometimes, we have access to some exclusive mortgage products which are not available elsewhere.

Blue Moon will then recommend a product or products which suit your needs. You will be provided with a copy of the lenders comparison rate schedule. Comparison rates include both the interest rate and fees and charges relating to a loan and are a tool to help you identify the true cost of a loan. It is sort of an "apples with apples" yardstick to help you make comparing loan packages easier.

We Manage the Process

If you wish to proceed, then we will help you to complete the necessary paperwork and liaise with the lender on your behalf. This will include the completion and submission of your home loan application and the on-going communication between all parties until your home loan is approved and settled.

We are required to inform you of our complaints process. This is called an Internal Dispute Resolution procedure and all members of the MFAA (Mortgage & Finance Association of Australia), COSL (Credit Ombudsman Service Limited) and BFSO (Banking and Financial Services Ombudsman) have requirements in this regard.

We Provide Advice at every Step

There are many steps in the loan process and a great mortgage broker will help you from your initial steps, such as getting pre-approval (where your loan is "approved" based on certain conditions such as loan value) right through to possible refinancing at a later stage.

The earlier you contact Blue Moon the better it is!

We can answer your queries  - 7 days - (02) 9440 8665

All enqiuires are completely confidential as governed by the Privacy Act and other State and Federal Acts